AHEAD Regional Housing Trust Fund
RESIDENTIAL FINANCIAL ASSISTANCE

Looking to make some home repairs?
The Regional Planning district’s AHEAD program offered by AREA 15 can assist.
The Regional Housing Trust Fund offers low-or- no-interest loans (sometimes with no monthly payments due) for home repairs, big or small. Whether you’re in need of a new roof or want to replace an old furnace, this program can help.
The AHEAD Regional Housing Trust Fund (RHTF) is an affordable housing home improvement program improves the quality of affordable housing stock in our 6-county region, including Jefferson County, Iowa.
Projects eligible for AHEAD RHTF funds include those that improve the condition of existing housing through rehabilitation and/or repair, prevent homelessness or contribute to the development of affordable housing.
Guidelines and Applications
First-Time Homebuyers Program
This housing revolving loan fund assists first-time homebuyers with the purchase or construction of a home.
The program is designed to provide downpayment assistance to individuals and families in our regional neighborhood. Loan applications are taken at any time.
Please call Matt at 641.684.6551 to schedule an appointment.
Homes for Iowa
Area 15 RPC is partnering with Homes for Iowa, Inc. (HFI), a nonprofit organization which aims to increase the supply of affordable housing in rural areas. Houses are being constructed at a Housing Production Center in Newton, IA. The Newton Correctional Facility trains inmates in trade skills such as plumbing, electrical work, and carpentry.
The 2025 homes cost $99,000 which includes delivery. All site work and foundation construction is not included and the responsibility of the land owner. This program is available to households earning up to 80 percent of the state-wide median income (per household size).
If you are interested in learning more about the Homes for Iowa initiative, please contact Matt Naumann at matt.naumann@area15rpc.com.
